Investments
Portfolio Allocation
Current Holdings
| Ticker | Name | Value | % of Portfolio | 1Y Return | Trend |
|---|---|---|---|---|---|
Invested VTI | Vanguard Total Stock Market ETF | $35,000 | 29.2% | +9.8% | |
Invested VXUS | Vanguard Total International Stock ETF | $18,000 | 15.0% | +4.2% | |
Invested BND | Vanguard Total Bond Market ETF | $25,000 | 20.8% | +1.2% | |
Recommended SCHD | Schwab US Dividend Equity ETF | $12,000 | 10.0% | +7.5% | |
Recommended QQQ | Invesco QQQ Trust | — | — | +15.3% | |
Recommended ARKK | ARK Innovation ETF | — | — | -8.2% |
AI Investment Engine
Your portfolio is 28% over target in Tech Stocks
AI Recommendations
Portfolio Rebalancing
Tech makes up 48% of your equity — reduce by 12%
Tax-Loss Harvesting
Potential tax savings of $1,200 this year
Retirement Contributions
Increase 401(k) by 2% for optimal tax benefits
Smart Investment Plan
Reduce tech exposure • Impact: +2% risk reduction
Align with target allocation • Impact: +1.5% stability
Increase dividend exposure • Impact: +0.8% annual yield
Tax optimization • Impact: Est. $1,200 tax savings
02Know Your Risk Profile
Risk Tolerance
Your risk tolerance is higher than 65% of investors in your age group. You're comfortable with moderate market volatility for potentially higher returns.
Portfolio Risk Map
You're currently 48% exposed to high-volatility assets
AI Insights & Suggestions
Risk Mismatch Detected
Your portfolio is 25% more aggressive than your stated risk tolerance.
Suggested Adjustment
Shift 10% from tech stocks to diversified ETFs to better align with your risk profile.
04What We've Learned About Your Investments
Performance History
Starting value
$105,000
Current value
$128,000
Total growth
+$23,000
+21.90% growth
Future Projections
Projection Simulator
Based on your current settings, you could accumulate approximately $450,000 over 20 years with a monthly contribution of $500 and an expected return rate of 8.5%.
Total Contributions
$120,000
Investment Growth
$210,000
Growth Multiple
1.9x