Talk to Alfie

Hey Bubble! 👋 I've been analyzing your budget this month. Your food expenses are up 20% compared to last month, primarily from dining out. Your housing and utilities spending is well within budget, and you've reduced entertainment costs by $50. I've identified a few opportunities to optimize your budget further. Check out my suggestions below, or ask me how you can save more on your everyday expenses.

Alfie • Updated just now

Budget Planner

Your Budget Monthly Summary

Total Budgeted

$3,720

5% from last month

Total Spent

$3,510

3% from last month

Left to Spend

$210

6% remaining

Budget Breakdown

Budget Categories

Housing

Budget$1,500
Spent$1,450
97% used

Food

Over
Budget$600
Spent$720
120% used

Entertainment

Budget$300
Spent$250
83% used

Shopping

Budget$400
Spent$385
96% used

Transportation

Budget$350
Spent$320
91% used

Coffee

Over
Budget$120
Spent$145
121% used

Travel

Budget$200
Spent$0
0% used

Utilities

Budget$250
Spent$240
96% used

Spending Trends

AllStreet AI
AI

Budget Insights

Food Budget Alert

Your dining expenses are 20% over budget this month. Consider cooking at home more often to save.

Savings Opportunity

Based on your spending pattern, you could save an additional $150 by reducing entertainment expenses.

Budget Reallocation

Your travel budget is unused. Consider reallocating some funds to cover your food category overspending.

AI

AllStreet Assistant

Personalized insights based on your spending patterns and financial goals

Financial Literacy

Zero-Based Budgeting

Assign every dollar a job before the month begins

50/30/20 Rule

Allocate 50% to needs, 30% to wants, and 20% to savings

Fixed vs. Variable Expenses

Understand which expenses you can control month-to-month